1. General  Members and their guests must be aware of the rules and regulations governing play of the course and golf etiquette, as well as dress and deportment while using the Club's facilities. Failure to abide by the Rules and Regulations of Summit as set forth herein may result in sanctions, withdrawal of playing privileges or expulsion from the Club. 1.1 Personal Loss, Damage or Liability  The Club shall in no way be responsible for any loss or damage to personal property of members, guests or other persons, whether by fire, theft or otherwise, occurring on Club property. Personal property includes golf clubs, shoes, money and automobiles. The insurance of personal

property is the responsibility of the owner. All members should arrange for fire, theft and burglary as well as comprehensive personal liability insurance through their own insurance agents. 1.2 Personal Injury  The Club shall in no way be responsible for injuries sustained by members, guests or other persons, in or about the Clubhouse, course or property. 1.3 Damage to Club Property  No member or guest shall take away, damage or destroy any article which is the property of the Club. Any loss or damage to Club Property shall be charged to the member responsible. 1.4 Guests  Any member in good standing may introduce any guest to the playing privileges of the Club, subject to the playing times for gentlemen and ladies and subject to such other regulations as may from time-to-time be prescribed by the Board. (see section 6.2 – Playing Times)  A member may introduce up to three (3) guests to play the course at any time except before 11:00 a.m. on Saturdays, Sundays and Public Holidays, at which time the maximum will be one (1) guest.  Such guests shall not be introduced for play by any member or members more than six (6) times in any one year, and shall play with the introducing member.  Members are not permitted to introduce more than their guest limit in the playing hours noted above by having another member sign for his or her extra guest(s).  Members are prohibited from introducing tournaments under the rules of this paragraph.  A junior member may introduce one junior guest to play the course during the hours prescribed for junior play, subject to the annual limitations noted above.  A party of guests exceeding three (3) will be considered a tournament which must be pre-arranged through the Clubhouse Manager, Director of Golf or General Manager.  Members introducing guests shall be responsible for any financial charges incurred by the guest and shall ensure that the guest observes the dress code and Code of Conduct of the Club while on the property. 1.5 Service and Consumption of Alcohol  The responsibility for the conduct of members, their families and guests in all matters, excluding the consumption of alcoholic beverages on Club premises and the operation of motor vehicles following that consumption, lies with the individual member. The responsible service of alcohol is assumed by the Club as a licensed establishment and cannot be subrogated. Accordingly, the Board of Directors has authorized the General Manager to instruct the Club's employees who serve alcohol to refuse service to any person who is in apparent violation of the law, or whenever a person appears to have consumed alcohol to the point of creating a potential inconvenience or danger to others. Any member who feels offended by a refusal of service of alcohol by an employee of the Club must not take issue with the employee but may place a grievance in writing before the Board of Directors, through the office of the General Manager.  The foregoing statement of policy has been adopted by the Board of Directors following discussion of the potential liability of The Summit Golf and Country Club, Limited if members are served alcoholic beverages past the point of intoxication. 1.6 Pets  Dogs and other animals are not permitted in the Clubhouse at any time. Pets are not permitted on the golf course during the golf season and must be kept on a leash while on Club property at all other times. 1.7 Enforcement of Rules and Regulations  By direction of the Board, the General Manager/C.O.O., in concert with the Conduct Committee, is charged with the responsibility of enforcing all Rules and Regulations pertaining to the Club. Infractions of any Rule or Regulation must be reported to the General Manager, the appropriate Committee Chairperson or, if deemed necessary, the Board of Directors.